Harbor & Pine Home Goods

Consumer Goods

May 15, 2025

12%

growth in the first month

37%

growth in 6 months

Turning Steady Sales Into Scalable Success

For years, Daniel and Priya ran Harbor & Pine, a small but well-loved home goods shop tucked into their coastal town. Their curated mix of handmade ceramics, eco-friendly candles, and artisan furniture had built a loyal customer base. Sales were steady, but the couple often found themselves stuck at the same level—unable to stock larger orders or expand their online reach.

Daniel recalls:

“We weren’t struggling, but we weren’t growing either. We had customers asking for products we couldn’t keep in stock, and our website traffic was outpacing our ability to fulfill.”

That’s when they turned to Peak Financial.

A Smarter Kind of Funding

Applying took only minutes, and within 24 hours they were approved. The difference wasn’t just the speed—it was the model. Instead of a fixed monthly repayment, Peak connected directly to their billing system. Each sale automatically contributed a small portion toward repayment.

“It felt less like debt and more like partnership,” Priya explains. “On slower weeks, we weren’t stressed about meeting a payment. On busy weekends, we moved faster toward being debt-free. It just made sense.”

Using Funds to Unlock Growth

With Peak's capital, Harbor & Pine was able to:

Purchase larger wholesale orders and avoid stockouts.

Upgrade their website and add integrated online checkout.

Run targeted digital campaigns to expand beyond local customers.

The funds could be used flexibly—covering marketing, inventory, and even part of their lease during a seasonal dip. Meanwhile, Peak's consultants provided strategic advice on SEO and vendor negotiations.

Building With the Community

Daniel adds:

“The money was essential, but the advice and network were just as valuable. Through Peak, we connected with another client who handled fulfillment, and that partnership alone took weeks off our delivery times.”

Today, Harbor & Pine’s online sales have doubled, and they’re preparing to open a second physical shop in a nearby city. Daniel and Priya credit Peak Financial for helping them scale without stress.

“We already had a business—we just needed the right boost. Peak gave us the funds, the flexibility, and the partnership to make our next chapter possible.”