Privacy Policy

Effective Date: Sep 1, 2025

This Privacy Policy explains how Peak Financial ("Peak Financial," "we," "us," or "our") collects, uses, and shares information about visitors and applicants ("you" or "your") who use our website at https://peakfinancialco.com (the "Site") and our related services (the "Services").

By using the Site or Services, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We collect the following categories of information:

  • Business Information: Company name, business address, tax ID, industry, time in business, and related data provided in applications.
  • Personal Information: Name, email, phone number, and role of business owners or representatives.
  • Financial Information: Bank statements, revenue figures, or other supporting documents that you upload.
  • Technical Information: IP address, browser type, device information, and usage data collected automatically through cookies and analytics.
  • Communications: Records of communications with us, including email, chat, SMS, and call interactions.

2. How We Use Information

We use your information to:

  • Process and forward your unified application to third-party MCA providers (“Partners”);
  • Present you with multiple financing offers from Partners;
  • Provide customer support and respond to inquiries;
  • Send you service updates, alerts, and promotional messages (with opt-out options);
  • Improve and secure our Site and Services;
  • Comply with legal obligations.

3. How We Share Information

We may share your information with:

  • Partners: Third-party MCA providers who evaluate your application and may extend financing offers directly to you.
  • Service Providers: Vendors who support our operations (e.g., website hosting, analytics, communications).
  • Legal & Compliance: If required by law, regulation, or legal process, or to protect our rights.
  • Business Transfers: In connection with a merger, acquisition, or sale of assets.

We do not sell your personal information to third parties.

4. Communications & Marketing

By submitting your information, you consent to receive communications from Peak Financial, including SMS/text messages and emails. Message and data rates may apply. You may opt out of promotional messages at any time by following the instructions in the message or contacting us at [email protected].

5. Security

We use reasonable technical and organizational safeguards to protect your information. However, no system is completely secure, and we cannot guarantee absolute security of your information.

6. Data Retention

We retain your information only as long as necessary for the purposes described in this Policy or as required by law.

7. Children’s Privacy

Our Services are intended for business use only and not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

8. Your Choices

  • You may opt out of marketing communications.
  • You may request deletion of your personal information by contacting us at [email protected].
  • Partners may provide their own privacy policies and rights; Peak Financial is not responsible for their handling of data once transferred.

9. Changes to This Policy

We may update this Privacy Policy periodically. We will post the revised version with an updated effective date. Continued use of our Site or Services constitutes your acceptance of the updated Policy.

10. Contact Us

Peak Financial Co LLC
Phone: (786) 954-8331
Email: [email protected], [email protected]